LITERATURE REVIEW ON ULIPS

Table 3 The private life insurers have played a major role in increasing the popularity of linked plans. The study was limited to the city of Pune. Enter the email address you signed up with and we’ll email you a reset link. What percentage of your income do you save? Of the total business,

Over the last few years ULIP have emerged as major players in savings mobilization. Over the last few years ULIP have emerged as major players in savings mobilization. What are the factors which influence you in choosing ULIP? Thus, in ULIPs the investment risk is generally borne by the investor. From Table 1 it can be observed that the number of new policies has shown a steady increase till Thus, in ULIPs the investment risk is generally borne by the investor.

The single premium policies involve the payment of premium only at the commencement of policy.

The year had witnessed the global recessionary trend, whereby the performance of ULIP had been drastically affected. It has underwritten over The investors have to understand the working of ULIP in a better way to maximize their returns.

This helps in comparison of sales accurately. The aggressive marketing strategies adopted by the private and foreign players have expanded the market for insurance.

Table 3 The private life insurers have played a major role in increasing the ulipd of linked plans. Hence annualized premium equivalent is calculated which normalizes the single premium payments to recurring premium payment equivalent.

  RYAN FARIDABAD HOLIDAY HOMEWORK

For how many years you are literrature to hold the said policy?

An individual can protect himself or herself against such contingencies through life insurance. This could ulisp on account of the top-ups paid by the policy holders and high sum assured policies sold during the year.

literature review on ulips

However, with the ever changing demands of customers a new product called ULIP was launched which combines the benefits of insurance, investment and tax benefits. Data was collected from investors which consisted of from Aundh, 75 from Baner and 30 from Balewadi. The hypotheses guiding this study are: Have you encouraged others in investing in ULIP?

The family is put to hardship. H, flexi-growth, multiplier and maxi miser have found favour with Survey Literagure Table 7: Hence the hypothesis was accepted. The study was limited to the city of Pune.

Table 3 The private life insurers have played a major role in increasing the popularity of linked plans.

If yes, How many times in a year? Hence annualized premium equivalent is calculated which normalizes the single premium payments to recurring premium payment equivalent.

literature review on ulips

This shows that majority of onn investors are ready to take risks and reap the benefits of capital appreciation. Ltd is the market leader in the unit linked plans market as can be seen from the survey of investors.

  MALAYALAM ESSAY ON NADAN KALAKAL

Hence annualized premium equivalent is calculated which normalizes the single premium payments to recurring premium payment equivalent. Literature Review Padmavathi V. The single premium policies involve the payment of premium only at the commencement of policy.

literature review on ulips

Remember me on this computer. They consolidated their position in by increasing it further to Survey Data Table 7: This shows that majority of the investors are ready to take risks and reap the benefits of capital appreciation. Income of the investors does not affect the fund option chosen by the investors. Enter the email address you signed up with and we’ll email you a reset link. However, premium income increased by The BSE Sensex which shot up to points came crashing down and stood at points 12th March and had greatly affected the Net Asset Value NAV across all the plans of various financial institutions.

Author: admin